Officer Fintech Operations - Bawshar Province - Ooredoo Fintech International

وصف

Profile Code

Role Title

Officer Fintech Operations -Card

 Reporting to

Head of Operations

Division

Operation

Department / Section

Operation

A.     PROFILE

B.      Context

Purpose

Context

As the Card Operations Officer at OFTI, you will play a key role in managing card-related operational activities and ensuring the seamless execution of card services. Reporting directly to the Head of Operations, your primary responsibility will be to oversee day-to-day card operations, including card issuance, transaction processing, reconciliation, dispute resolution, and coordination with third-party service providers. Your contributions will be essential in maintaining operational efficiency, compliance, and delivering a superior customer experience across card products.

OFT Oman is an innovative and dynamic start-up fintech company.  We offer the heritage and stability of a hugely successful founding group combined with the unlimited ambition and passion of a talented team building intuitive, secure and convenient money management and payment tools for everyday people.  Working with us presents a unique and exciting opportunity to make a difference and be part of a revolution where we are leveraging financial technology to provide accessible, empowering tools.

The role works as part of a small high performing hands-on team.

C.      ROLE ACCOUNTABILITIES

As the Card Operations Officer in our fintech company, you will be responsible for managing the day-to-day card operations, including card issuance, transaction processing, reconciliation, and dispute resolution. Reporting to the Head of Operation, your role involves collaborating with cross-functional teams to ensure smooth card-related transactions and adherence to compliance standards. Your ability to proactively identify process improvements and implement solutions will enhance operational efficiency. As a key contributor to operational integrity and customer satisfaction, your efforts will be critical to the success of our card products and services.

• Oversee and manage card operations, including issuance, activation, maintenance, and replacements for physical and digital cards.
• Monitor card transactions and ensure timely processing, settlement, and reconciliation with third-party processors and schemes.
• Handle customer disputes and chargebacks in accordance with scheme rules and internal policies.
• Collaborate with product, tech, and customer support teams to ensure seamless card operations and service delivery.
• Identify and resolve operational issues, discrepancies, and exceptions in card transactions.
• Support compliance with regulatory standards and card scheme requirements.
• Maintain strong relationships with card processors, vendors, and scheme partners.
• Assist in audits and provide documentation and operational insights as required.
• Contribute to the development and implementation of card operations policies, procedures, and SOPs.
• Proactively identify areas for process improvement and propose solutions to enhance card operations workflows.
• Have a track record of building and scaling the people, process and technology for card operations

D.     KEY PERFORMANCE INDICATORS (KPIs)

• Accuracy of card transaction processing and reporting.
• Timeliness of reconciliation and settlement with third-party processors and card schemes.
• Efficiency in card operations and issue resolution.
• Successful collaboration with cross-functional teams.
• Positive feedback from third-party partners and vendors.
• Implementation of process improvements leading to enhanced operational efficiency

E.      EXPERIENCE AND QUALIFICATIONS

Experience

·       Minimum 2 years of experience in card operations or related roles.

·       Strong understanding of card schemes (Visa, ONS), payment processors, and transaction flows.

·       Hands-on experience with card management, transaction processing, reconciliation, and financial reporting.

·       Understanding of compliance and regulatory requirements within the fintech sector.

·       Strong attention to detail and ability to maintain accurate financial records.

·       Proven ability to collaborate with cross-functional teams to achieve common goals.

Minimum Entry Qualifications

·       Bachelor's degree in Finance, Accounting, Business, or related field.

·       Familiarity with financial systems, software, and tools.

·       Knowledge of financial regulations and compliance standards.

·       Strong analytical and problem-solving skills.

·       Excellent communication and interpersonal abilities.

·       Ability to work in a fast-paced, agile environment with a focus on continuous improvement.